Overview

A virtual account is a digital payment account that enables businesses to receive payments seamlessly without needing a traditional bank account. Virtual accounts are widely used for automated reconciliation, customer-specific payments, and streamlined financial management.

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Types of Virtual Accounts

There are two primary types of virtual accounts:

1. Static Virtual Accounts – These are permanent account numbers assigned to a user or business. They remain constant and can be used repeatedly for transactions.

2. Dynamic Virtual Accounts – These are temporary account numbers generated for each transaction. They are typically used for one-time payments and expire after a specific period.

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Cepta’s Static Virtual Accounts

Cepta provides static virtual accounts, ensuring businesses have a dedicated, reusable account number for seamless payment collections. This eliminates the need to generate new account details for every transaction, making reconciliation more efficient. With a static virtual account, businesses can accept payments from customers, track transactions effortlessly, and automate financial workflows.

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Getting Started